Pay it in 4 with Afterpay.
At Proactive Recovery, you can buy now and pay it in 4 interest-free instalments over 6 weeks.
Afterpay is a buy now, pay later platform that lets you pay for your items in 4 instalments over 6 weeks, interest free.
Why Use AfterPay with Proactive Recovery:
- Easy to apply: Simple and easy to join. Set up an account in minutes. Credit checks apply.
- Spend limits are dynamic and start low: Once approved, enjoy your dynamic spending limit. We start new customers at a lower spend limit and may increase it gradually over time.
- Accepted both in-store and online: Once approved, you can pay it in 4 instalments whenever you shop with Proactive Recovery.
- It’s easy to manage your account in the app: Track your payments, check available spend limits, and make early payments in the Afterpay App.
How does Afterpay work?
When you use Afterpay, you pay for your items in 4 instalments over 6 weeks, without incurring any interest. To use Afterpay, add items to your shopping cart then select Afterpay from the available payment options. You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.
How do I set up an Afterpay account?
To set up an Afterpay account you’ll need to:
- Live in Australia or New Zealand
- Be over 18 years of age
- Have an Australian/New Zealand debit or credit card
- Have a valid and verifiable email address and mobile number
- Have a valid and verifiable email address and mobile number
- Be capable of entering into a legally binding contract
- Credit checks apply
For full terms and conditions, visit www.afterpay.com/terms.
Late Fees & Caps Explanation:
Late fees capped at 25% of order total or $68 max.
- For orders under $40: A one-time late fee of up to 25% of the order total applies
- For orders of $40 or more: A $10 late fee is charged when a payment is missed. If the outstanding amount remains unpaid after seven days, an additional $7 late fee applies . This is the same for all late payments until the 25% cap or $68 amount is reached. To remain within the cap, we may charge partial amounts of the $10 and $7 fees.
- You can check your General Terms for other late fees caps that may apply.
- Afterpay is committed to doing everything they can to help you not miss a payment, including sending you payment reminders and offering options to reschedule upcoming payment dates.
- Afterpay is designed to be completely different to traditional credit products that charge interest, so that customers are never in a situation of high compounding interest and revolving debt.
Safety & Refund Information:
- Afterpay uses strong security features (monitoring, multi-factor authentication, encryption).
- Refunds/exchanges processed through Afterpay, adjusting your payment plan accordingly.
Where can I find out more about Afterpay?
To find out more, visit the Afterpay website.
Disclaimer: Late fees, eligibility criteria and T&Cs apply. Australian Credit Licence 527911